Product Owner, Digital Wealth

Job Summary

• The Product Owner is the responsible person to ensure that the bank continues to deliver superior service to our clients by building new capabilities and maintaining existing ones along with all other squad members. The Product Owner works with Clients, business users and stakeholders, risk & compliance colleagues, and Domain colleagues to define in detail what’s needed in order to meet the vision. Thereafter, the Product Owner works closely with the squads to deliver the prioritised vision.

Key Responsibilities

Strategy
• Maximize the business value of the product or service by ensuring we “deliver the right thing at the right time”
• Responsible for the execution of build and maintain activities for their product or services throughout the lifecycle.
• Ensure alignment with strategic outcomes and scorecard priorities.
• Ensure the delivery of the "right thing at the right time," contributing to the Business plan and scorecard outcomes.
• Craft the vision and concept development of a product.
• Develop and maintain the roadmap and Squad backlog by liaising with, teams, and key stakeholders or SME's i.e., country / region / product or client and technical specialists. 
• Build strong acceptance criteria for new deliveries that take into account business processes and variations, data quality, system speed and UX. 
• Ensure data-driven prioritization in alignment with strategic outcomes and scorecard.
• Work with technical counterparts to mitigate technical debt and balance risk, and regulatory items with new features, functionality, or changes to keep the cost of change low. 
• Work in partnership with technology to ensure a balance of functional and non-functional requirements are represented in the backlog and that there is an approach to mitigate or avoid technical debt. 
• Ensures the Product Strategy and Roadmap is transparent, visible, understood by the Delivery Squads and is regularly reviewed with the delivery Squad. 
• Asist to Develop and maintain the roadmap and backlog of the Squad with PO (Products/Services) and Engineering Lead using relevant data points to determine the appropriate roadmap milestones. Regularly review and refine it based on relevant data. 
• Collaborate on technology roadmap and solution with the Engineering Lead, to drive optimum outcomes.
• Assist to regularly review the Squad performance metrics (both in sprint delivery and the performance after go-live) on a regular basis and to use these insights to execute continuous improvement with the Squad. 
• Build a cadence of measuring business outcomes and benefits. Work closely with markets/segments to ensure that the features can provide the intended benefits which are measured and reviewed in key forums. 

Business
• Engage with clients, stakeholders, and end users and represent their voice on the product backlog.
• Work closely with Stakeholders to ensure the Product Backlog is created and maintained according to business value/ROI.
• Facilitate prioritization discussions with all relevant stakeholders including local, regional, country representatives.
• Optimize value delivery through Continuous Improvement through relevant data and frequent feedback from stakeholders, SMEs, and customers.
• Engage in continuous backlog management, by refining user stories with clear narratives and acceptance criteria.
• Prioritize and refine backlog items using data points through collaboration with the technical delivery SMEs.
• Use lifecycle tools like ADO and Confluence, to plan, track, and manage backlog items.
• Ensure the Product Backlog is transparent, visible, and understood.
• Potentially support multiple teams if their backlog items come from the same Product Backlog.

Processes
• Accountable to ensure the backlog is maintained regularly and backlog user stories are clearly articulated through engagement in continuous backlog management, writing user stories., conducting user story walk-throughs with the delivery Squad and writing clear narratives and acceptance criteria.
• Accountable to sign off on the delivery of the backlog items (user stories) and ensure the acceptance criteria has been met i.e., through Squad showcases and / or functional walkthroughs of the product / service in use (live). 
• Accountable to ensure backlog is regularly refined, prioritised and worked on with the Squad members.
• Accountable to ensure sign off of all user stories.
• Accountable to be present at Squad showcases / demonstrations to support user story sign off and releases. 
• Must be present at team meetings including but not limited to backlog refinement, sprint planning, daily stand up, showcase, retrospectives.
• Adopt and embed the Change Delivery Standards throughout the lifecycle of the product/service.
• Adhere to and execute the relevant delivery processes outlined in the Group Enterprise Software Delivery Lifecycle guidelines (eSDLC)
• Continuously review and consider ways to reduce / eliminate manual processes. 
• Awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.
• Participate in the quarterly planning for the Hive and provide steer along with Hive Tech Lead.

People & Talent
• Collaborate and ensure availability for all meetings as an active, daily as a core member of the squad.
• Champion and act as a role model of the Group's values and culture.
• Collaborate daily as a core member of the team.
• Cultivate a high-performance culture and true ‘self-organising’ team by empowering the Squad, celebrating wins, learning from reviews, and conducting regular retrospectives for continuous improvement. 

• Set direction and drive high performance by translating strategy into clear direction, aligning individual goals to team outcomes and providing regular, constructive feedback.
• Develop talent and capability through coaching and career conversations that build critical skills, stretch potential and prepare individuals for future opportunities.
• Lead by example by role-modelling the Bank’s valued behaviours, upholding strong risk and conduct standards, exercising sound judgment, and creating an inclusive team culture that supports wellbeing, values diverse perspectives, and drives accountability.
Risk Management
• Responsible for effective risk management across all initiatives planed for product.
• Balance technical debt, risk, and regulatory items with new features, functionality, or changes to keep the cost of change low.
Governance
• Follow the specified governance process for agile delivery
• Manage releases and reporting in line with ESDLC standards and other bank governance activities/standards. 

Skills and Experience

• Finantix

• Wealth Management processes

• Wealth Product lifecycle
• Process analysis and Requirements design

• Communication & Stakeholder management
• Portfolio Performance Methodology and computation approach

• Agile Delivery

• MS office applications – Excel, PowerPoint, Teams, Word etc.

Motivations

• Motivated by delivering high-quality operational outcomes while ensuring compliance with regulatory requirements and internal policies.
• Energised by identifying opportunities for process improvement, driving operational efficiency, and enhancing customer and stakeholder experiences.
• Thrives in a fast-paced, results-oriented environment that requires problem-solving, critical thinking, and effective decision-making.
• Driven by collaborating with cross-functional teams to achieve shared business objectives and deliver sustainable business outcomes.
• Demonstrates resilience and adaptability when managing complex operational challenges, changing priorities, and continuous business transformation.
• Motivated by developing people, fostering a culture of accountability and continuous improvement, and supporting team success through coaching and leadership.

Qualifications

• Agile Product Owner
• Bachelors / master’s from reputed institutions or equivalent
• English; Additional Asian languages are a plus

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.